Your first home, turned into a month-by-month plan

The full house price isn't the number that matters - your deposit is, and the path to it is usually shorter than it feels. Put your numbers in and see a realistic date you could be ready by, and what a Lifetime ISA does to it.

Plan the cost before you build - clarity now saves heartache later. Luke 14:28 - Suppose one of you wants to build a tower. Won't you first sit down and estimate the cost?

Your numbers

Rough figures are fine - adjust them and watch your date move.

Target property price Roughly what you're aiming to buy

Deposit goal

Money saved so far

What you can save each month Be honest - the plan only works if it's real

Yearly salary For a quick affordability sense-check (optional)

Estimated buying costs Legal, survey and mortgage fees - rough is fine

First-time buyerAffects stamp duty and the Lifetime ISA

Use a Lifetime ISAGovernment adds 25% on up to £4,000/yr

The Deposit Roadmap - your plan

On your current plan, you could be ready by

Deposit you're aiming for£0

Still to save£0

Saving each month£0

Saved so far0%

🏦 The Lifetime ISA effect

Beyond the deposit

The deposit is the big one, but two other costs land on completion. Here's the full cash picture.

🏛️ Stamp duty

£0

📄 Buying costs

£0

Legal/conveyancing, survey and any mortgage fees. Adjust the estimate on the left.

💷 Total cash to buy

£0

Deposit + stamp duty + buying costs - the full amount to have ready.

This is just the beginning

The Deposit Roadmap is a preview of how we build clarity at the Christian Finance Academy - turning big, daunting numbers into plans you can actually follow. Come and see the full picture at our free online masterclass.

Save my spot at the free masterclass

Free · online · nothing stored from this tool - your numbers stay on your device.